Last Updated: 23 Sep 2026

These Terms and Conditions constitute a legally binding agreement made between You, whether personally or on behalf of an entity (“You”), and DIBIZ.Link (“We”, “Us”, or “Our”), concerning Your access to and use of the DIBIZ.Link platform, as well as any other media form, media channel, mobile website, desktop application, or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).

DIBIZ.Link uses a local-first architecture: by default, the substantive content You create in the Service is stored in an encrypted database on Your own device, and, if You choose, backed up directly to a supported third-party cloud storage account that You control (such as Google Drive, Microsoft OneDrive, Apple iCloud, or other providers made available by DIBIZ.Link from time to time). Certain features — including Your Account and sign-in, real-time message delivery, push notifications, Electronic Signing and, for organizations on a paid/Full-Tier subscription plan, centralized ledger records — are still provided using servers that DIBIZ operates or engages. Section 5 (Local Storage, Backup and Server-Processed Features) and Our Privacy Policy describe this in detail.

Please read this Agreement carefully. The Service may have other posted notices or codes of conduct. All such notices and codes of conduct are incorporated by reference into this Agreement. By subscribing to and/or using any of the Service, You agree to be bound by this Agreement, including any modifications made to it from time to time. If You do not agree to the terms and conditions in this Agreement, You will not be able to subscribe to or use the Service.

Beta Release

For the initial beta release period, DIBIZ.Link may be made available as a beta or early-access version. During this period, certain features may be incomplete, may change, may be temporarily unavailable, or may be modified or withdrawn as We test and improve the Service. Availability, performance, and functionality during the beta period may therefore differ from those of a generally available release.

You acknowledge that the beta release is intended for evaluation and feedback. You should maintain appropriate backups of Your data and should not rely on any beta feature as the sole means of preserving or accessing important business information. Nothing in this Beta Release provision changes DIBIZ.Link’s commitments regarding privacy, security, data protection, or the handling of User Data described in these Terms and the Privacy Policy.

DIBIZ.Link may transition the Service from beta to general availability when We determine that the Service is ready. We may provide notice of material changes in accordance with Section 15 and the Privacy Policy.

Definitions and Interpretation

• You, Your, User means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
• Account means the unique account created for You, and administered through Our authentication service, to access Our Service or parts of Our Service.
• Website refers to DIBIZ.Link, accessible from https://dibizlink.com
• Service refers to access to the platform’s core functionalities, local data storage, optional cloud backup, customer acquisition tools, data processing capabilities, user account management, support services, and any updates, enhancements, or new features introduced by DIBIZ.Link.
• Service Provider means any natural or legal person who processes data on behalf of the Company, including Google, Microsoft and Apple (Backup infrastructure), Google/Firebase (push notifications), Hedera (independent verification recording), Cloudflare and Microsoft Azure (document storage), and Our AI service provider, each as described in the Privacy Policy. DIBIZ.Link’s Electronic Signing functionality itself is provided by DIBIZ.Link and not by a third-party electronic-signing provider.
• Electronic Signing means the Service feature that allows a document to be signed electronically using DIBIZ.Link’s own Electronic Signing functionality, with completion independently verified by a record on the Hedera public ledger, as described in Section 5.3 and in the Privacy Policy.
• Privacy Policy describes Our policies and procedures on the collection and usage of Personal data, which can be accessed at https://dibizlink.com/privacy-policy
• Local Storage means the encrypted, on-device database and file storage that the Service uses by default to store Your data, as described in Section 5.
• Backup means the optional, encrypted copy of Your Local Storage that You may choose to store in a personal cloud storage account that You control, as described in Section 5.
• Full-Tier Organization means an organization on a paid Subscription Plan that has enabled server-processed features such as centralized ledger records. Organizations not on such a plan operate on the Free Tier.
• Standard technical support includes on-line help, FAQ’s, training guides and templates, and the use of live help and customer support.
• Subscription Plan refers to the various purchase and usage options of DIBIZ.Link in varied terms (monthly, annual, etc.).
• Periodic Maintenance refers to the scheduled maintenance window of the platform, which may include pre-notified downtime.

1. Eligibility and Your Account

1.1 Eligibility

The Service is intended solely for use by registered businesses, sole proprietors, consultants, freelancers, and other professional service providers acting in a business capacity, and is not intended for personal, household, or consumer use. To create an Account, You must be able to provide and verify appropriate identifying and business documentation (such as business registration details, tax identification, or equivalent proof of business or professional status) as We may require from time to time. By creating an Account, You represent and warrant that You meet this eligibility requirement.

1.2 Initiating Service

Following receipt of payment for those charges specified in the Subscription Plan as payable in advance (where applicable), DIBIZ.Link will activate Your account and begin providing the Services (the date of the initial service activation represents the “Service Activation or Provisioning Date”). The initial process creates Your unique Account and enables You to sign in and access the Services. Once We have onboarded and enabled Your Account, You will need to visit Our Administrative module and create an administrative account (an “Admin Account”). Prices and terms of payment for the Service options You select are stated in Your Subscription Plan.

1.3 Administering Your Account

Your administrators and supervisors can manage Your use of the Services as well as perform other administrative functions. Sign-in to Your Account is provided through Our authentication service, using email/password, a one-time magic link, or single sign-on with Your Google, Microsoft, or Apple account. We do not store Your password in plain text — only a securely hashed and salted representation is retained by Our authentication service, and Your session tokens are stored securely on Your own device. You agree to notify Us immediately if You have any reason to believe that the security of Your Account has been compromised, and You may review and remotely end active sessions on other devices from within the Service’s device settings.

1.4 Free Tier and Full-Tier Plans

DIBIZ.Link is offered under two subscription models: a Free Tier, which provides access to the Service’s core local-first features at no charge and is not a time-limited trial, and one or more paid Full-Tier Subscription Plans, which unlock additional server-processed features (such as centralized ledger records and other plan-specific features) as described in Section 5.3 and in the Privacy Policy. Pricing, billing cycle, and feature entitlements for each Subscription Plan are set out on Our website or in Your order confirmation.

2. Data Privacy and Retention

We will comply with the Privacy Policy (found at https://dibizlink.com/privacy-policy) in handling and using Your User Data.

As described in the Privacy Policy and in Section 5 below, the substantive content of Your User Data (contacts, partnerships, ledger entries, documents, messages and email) is, by default, stored only in an encrypted Local Storage database on Your own device, and is not transmitted to or retained by DIBIZ unless You enable Backup (in which case it is transferred, still encrypted, directly to a personal cloud account You control) or Your organization is a Full-Tier Organization using a server-processed feature described in Section 5. “User Data” means the information submitted by You into the Service, including information derived from such submissions, data about the configuration and use of the Services, account information, and, where applicable, subscription and billing information.

For Full-Tier Organizations specifically, certain User Data — namely ledger/document metadata, document files uploaded for cross-organization workflows, — is additionally processed and, in part, stored on Our servers and those of Our Service Providers, as described in Section 5.3 and in the Privacy Policy. This applies only to the specific server-processed features Your organization actually uses; all other User Data continues to be stored only in Your Local Storage and, if enabled, Your Backup.

We will maintain administrative, physical, and technical safeguards for the protection of the security, confidentiality and integrity of Your User Data that are consistent with industry standards for similar services. You shall comply with the Privacy Policy and shall not disclose to third parties or use DIBIZ.Link Data except as expressly permitted under these Terms.

3. Accessing and Using Our Site and Services

3.1 Subscription Services

Subject to all the terms and conditions of this Agreement, including Your payment of any required fees, DIBIZ.Link will make the Services available to You based on the Subscription Plan chosen.

3.2 Restrictions

You will not, nor will You allow any third party to: modify, copy, or otherwise reproduce the Services in whole or in part; reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code or structure of the software used in the Services; provide, lease or lend the Services to any third party; remove any proprietary notices or labels displayed on the Services; modify or create a derivative work of any part of the Services; or use the Services for any unlawful purpose or contrary to this Agreement. You will ensure that Your Users comply with this Agreement, using commercially reasonable efforts to prevent unauthorized access to or use of the Services, and will use the Services only in accordance with applicable laws and government regulations.

Where You submit, store, or otherwise process personal data of employees, customers, suppliers, counterparties, or other individuals through the Service, You are responsible for ensuring that You have the lawful authority, notices, consents, and other permissions required under applicable law to process and provide that data to DIBIZ.Link for the purposes of providing the Service. Where applicable, DIBIZ.Link will process such personal data on Your behalf in accordance with the Privacy Policy and other applicable data-processing terms agreed between the parties.

4. Technical Requirements for Use of Our Services

In order to utilize the Services, You will need to adhere to certain technical specifications and have certain minimum hardware, software and Internet connectivity (“Required Equipment”). Our current minimum technical requirements for each supported platform are published on Our website and support pages, and may be updated by Us from time to time as the Service evolves. DIBIZ’s recommendations with respect to Required Equipment do not constitute a guarantee or warranty as to the future suitability of the Required Equipment for operating the Services. You acknowledge and agree that, at all times, You are solely responsible for obtaining and supporting Required Equipment as necessary to use the Services.

Your failure to have the Required Equipment, and to be responsible for supporting and maintaining the same, shall not be a basis for terminating this Agreement, nor shall it constitute a basis for You to seek a refund from DIBIZ.

For Free-Tier Organizations, the Service includes a maximum of 5 GB of file-transfer bandwidth per monthly usage period. Once this allowance is reached, file-transfer features may be restricted until the allowance resets or the Organization upgrades to a paid Subscription Plan.

5. Local Storage, Backup and Server-Processed Features

DIBIZ.Link is accessible across multiple platforms, including:

• Desktop applications (Windows, macOS)
• Mobile applications (iOS, Android)

Each platform may offer different features and may require specific permissions or configurations. By using the Service on any of these platforms, You agree to comply with the applicable platform-specific requirements.

5.1 Local Storage

By default, the substantive content You create and use in the Service — including Your organization’s contacts, partnerships, ledger entries and documents, messages, and email — is stored in an encrypted database on Your device (“Local Storage”), and is not transmitted to or stored on DIBIZ’s servers. This data is only accessible by the DIBIZ.Link application on Your device. You are responsible for maintaining the security of Your device and for managing Your Local Storage (including backing it up) as needed. DIBIZ has no ability to remotely access, recover, or delete Your Local Storage.

5.2 Optional Backup

You may optionally enable Backup, which creates an encrypted copy of Your Local Storage and uploads it directly from Your device to a supported third-party cloud storage provider that You choose to connect. Supported providers may include Google Drive, Microsoft OneDrive, Apple iCloud, or other providers made available by DIBIZ.Link from time to time, depending on how You sign in. This upload travels directly between Your device and the relevant provider’s servers and is not routed through, or stored on, any DIBIZ server. You are solely responsible for maintaining Your own cloud storage account in good standing (including available storage quota) and for complying with that provider’s own terms of service. DIBIZ is not responsible for the availability, security, or terms of any third-party cloud storage provider.

For clarity, a cloud storage provider that You independently select and connect for Backup is a third-party service under Your control and subject to that provider's terms. Third-party providers engaged by DIBIZ.Link to operate DIBIZ.Link features, such as document storage, messaging, or AI-assisted processing, are selected by DIBIZ.Link and are subject to the applicable contractual and data-protection requirements described in the Privacy Policy . DIBIZ.Link’s Electronic Signing functionality is provided directly by DIBIZ.Link and is not provided by a third-party electronic-signing provider.

Loss of, or Your inability to access, Your device or Your cloud storage account may result in permanent loss of Your data. DIBIZ strongly recommends enabling Backup and safeguarding Your account recovery credentials (including any Secret Key, Emergency Kit, or recovery passphrase provided by the Service).

You acknowledge that Your Backup is protected by encryption keys derived from Your device together with a Secret Key and/or Emergency Kit that only You control. DIBIZ does not hold, and has no technical ability to reset, recover, or bypass, a lost Secret Key, Emergency Kit, or recovery passphrase. If You lose access to all of Your devices and Your recovery credentials, Your Local Storage and Backup may become permanently and irrecoverably inaccessible. DIBIZ disclaims all liability for any resulting loss, including any loss arising from Your own device failure or loss, from Your loss of Your recovery credentials, or from the unavailability, suspension, or policies of the cloud storage provider You choose, subject to the liability cap in Section 11.

DIBIZ may, in the future, offer an additional, optional server-side backup destination for Full-Tier Organizations. No such feature is currently available, and nothing in this Agreement commits DIBIZ to a launch date for, or to offering, such a feature; if and when it is introduced, its terms will be set out in an update to this Agreement and the Privacy Policy.

5.3 Server-Processed Features

Certain features of the Service are provided using servers that DIBIZ operates or engages, regardless of whether You use Backup, including: Account creation and authentication; real-time delivery of messages between Your devices and other users (queued transiently on Our servers for delivery, then purged); and push notifications (delivered via Firebase Cloud Messaging). Electronic Signing is provided directly by DIBIZ.Link, with an independent verification record on the Hedera public ledger. For Full-Tier Organizations, centralized ledger/document metadata are also processed and, in part, stored on Our servers, as described in the Privacy Policy. By using these features, You acknowledge that the associated processing described in the Privacy Policy will occur in accordance with the applicable legal basis described there. A copy of the completed/signed document may also be securely stored as part of the Full-Tier ledger record for compliance and record-keeping purposes, as described in the Privacy Policy.

DIBIZ.Link does not currently represent or warrant that electronic signatures created through the Service are legally enforceable or satisfy the requirements for a certified, qualified, or otherwise legally recognized electronic or digital signature in every jurisdiction. DIBIZ.Link is working to assess and support the applicable legal and regulatory requirements.

5.4 Optional AI-Assisted Document Parsing

If You place a document in a folder configured for AI-assisted parsing, an unencrypted copy of that document is temporarily processed by Our AI service provider, currently Google Cloud Vertex AI, or such other AI service provider as DIBIZ.Link may engage from time to time, to extract structured data, and is deleted once parsing is complete, as described in the Privacy Policy. AI-assisted parsing is provided on a best-efforts basis and may produce inaccurate, incomplete, or incorrectly extracted data; You are solely responsible for reviewing and verifying any data extracted through this feature before relying on it, and DIBIZ disclaims all liability for decisions made in reliance on unreviewed AI-extracted data. Documents and data You submit for AI-assisted parsing are not used by DIBIZ or Our AI service provider to train or improve any underlying machine-learning model, consistent with Our AI service provider’s standard enterprise terms.

If DIBIZ.Link makes a material change to the AI processing provider, processing purpose, or manner in which documents are processed, We will provide advance notice and, where required by applicable law, obtain any required consent or take any other legally required step before the changed processing begins.

6. Applicable Law and Jurisdiction

This is a binding contract, and the applicable law shall be the laws of Singapore.

Each party to this Agreement agrees to submit to the jurisdiction of Singapore.

Every civil action instituted by either party shall not necessarily be preceded by a demand made in writing.

In the event of a breach of this Agreement, DIBIZ.Link may notify You in writing and, where the breach is capable of remedy, provide You with thirty (30) days to remedy the breach. If the breach is not remedied within that period, DIBIZ.Link may exercise its termination rights under Section 8. Nothing in this provision limits DIBIZ.Link’s right to immediately suspend or terminate access where expressly permitted under Section 8, including in cases involving security threats, unlawful activity, abuse of the Service, or other material breaches that require immediate action.

7. Intellectual Property Rights

All intellectual property rights in and to the Service — including all software, source code, user interfaces, designs, trademarks, and underlying technology comprising the Service — shall belong to and be under the exclusive ownership of DIBIZ.Link. This does not extend to any of Your own pre-existing software, tools, trademarks, or other intellectual property that You use alongside or in connection with the Service. For clarity, none of the foregoing affects Your ownership of Your own User Data stored in Your Local Storage or Backup.

8. Term and Termination

8.1 Term

Unless earlier terminated as provided in this Agreement, this Agreement commences on the Service Activation Date and shall automatically continue and renew for each billing cycle thereafter, unless either party has provided notice of its intent not to renew this Agreement in accordance with Section 15. In no event may You terminate this Agreement on less than thirty (30) days’ written notice to Us. Either party may terminate this Agreement for cause on thirty (30) days’ written notice of a material breach to the other party if the breach remains uncured at the expiration of the notice period. Non-payment of any service or other fees due is a material breach. If You materially breach this Agreement, We may, without limitation of Our other rights and remedies, withhold further performance of Our obligations under this Agreement.

For clarity, the thirty (30) day written-notice requirement above does not prevent You from using the self-service Account deletion process in Section 8.2; that process constitutes the notice required for termination of Your Account, subject to any fees or other obligations that survive termination.

In addition to Our termination rights above, We may immediately suspend Your access to any paid features of the Service, without prior notice, for so long as any payment due from You remains overdue, without prejudice to Our right to subsequently terminate this Agreement for that non-payment as a material breach.

Notwithstanding the notice periods above, We may immediately suspend or terminate Your access to the Service, without prior notice, if We reasonably determine that You or Your Users are using the Service to send spam, engage in phishing, launch or facilitate cyberattacks, or otherwise abuse the Service in a manner that causes or risks causing harm to DIBIZ, other users, or third parties.

Any time-limited free trial of a paid Subscription Plan (a “Free Trial Period”) is liable to be terminated, with access reverting to the ongoing Free Tier described in Section 1.4, if not converted to a paid Subscription Plan within one (1) month of the end of the Free Trial Period. For clarity, this does not affect Your ability to continue using the Service under the Free Tier, which does not itself expire.

8.2 In-App Account Deletion

You may terminate this Agreement with respect to Your Account at any time by using the self-service deletion option available within the Service, under Settings > Delete Account. Using this option requires You to type a confirmation phrase before it takes effect. Once confirmed, Your Account is scheduled for deletion on Our servers, as described in the Privacy Policy, and You will be immediately signed out. A limited reactivation window applies, during which You may sign back in and choose to reactivate Your Account to cancel the deletion; after that window closes, deletion proceeds and, subject to Section 8.3, We will have no further obligation to maintain or provide access to Your server-side data. Using this in-app deletion option satisfies Your notice obligation under Section 8.1 with respect to Your own Account, but does not relieve You of the obligation to pay any fees already due or payable, including for the current billing cycle, as described in Section 8.3. This option deletes Your Account on Our servers; it does not, by itself, erase Your Local Storage on this device, which You may separately delete as described in the Privacy Policy.

8.3 Effect of Termination

Upon termination or expiration of this Agreement for any reason: (1) all applicable licenses and other rights granted to You will immediately terminate; and (2) Your Local Storage and any Backup remain under Your own control on Your device and Your own cloud storage account, and are not deleted or affected by DIBIZ as a result of termination — it remains Your responsibility to retain or delete that data as You see fit.

For Full-Tier Organizations, any ledger/document metadata and related records held on Our servers will be made available to You for up to thirty (30) days after termination, either directly or through a third-party offsite storage provider. If You wish to renew Your subscription after the lapse of 30 days and access Your old server-side data, You will need to pay the subscription charges for the lapsed period. After that thirty (30) day period, You will lose access to such server-side data and We will have no obligation to maintain it, and will have the right to delete all such data related to the expired or terminated Agreement, and We will have no further obligation to make such data available to You. Termination will not relieve You of the obligation to pay any fees due or payable to DIBIZ incurred prior to the effective date of termination, including annual fees, implementation fees, training fees, User subscription fees, or any other fees or payments due under the Agreement.

9. Warranties

9.1 Warranty

Each party represents and warrants to the other party that (i) it has the power and authority to enter into and perform all obligations under this Agreement, and (ii) it will comply with all applicable laws in its performance under this Agreement.

9.2 Disclaimer

To the fullest extent permitted by applicable law, except as expressly provided herein, DIBIZ.Link disclaims all warranties with respect to the Services, third-party services, or materials provided by DIBIZ.Link, whether express or implied by operation of law, representation statements, or otherwise, including but not limited to any implied warranty of merchantability, fitness for a particular purpose, or noninfringement. Each party will be solely and individually responsible for complying with all laws and regulations relating to its respective business operations.

You agree that the Services may be inaccessible or inoperable due to scheduled Periodic Maintenance and upgrades, or for reasons beyond Our reasonable control, including but not limited to (i) equipment malfunctions, or (ii) service interruptions caused by independent telecommunications providers, cloud storage providers, or other Service Providers that provide connectivity or infrastructure used by the Services.

10. Mutual Indemnification

10.1 Our Indemnity

We will defend, indemnify and hold You harmless against any claims, liabilities, expenses (including reasonable attorney’s fees), or damages arising from or relating to a third-party claim alleging that Your use of the Services infringes or misappropriates any patent, copyright, or trade secret of a third party. The foregoing indemnity does not extend to claims arising from or relating to third-party Services or claims covered by Your indemnification in Section 10.2 of this Agreement. In the event of a claim or threatened claim under this Section by a third party, We may, at Our sole option, (A) revise the Services so that they are no longer infringing, (B) obtain the right for You to continue using the Services, or (C) terminate this Agreement and any applicable Subscription Plan upon fifteen (15) days’ notice.

10.2 Your Indemnity

You will defend, indemnify and hold Us harmless against any claims, liabilities, expenses (including reasonable and all attorney’s fees) or damages arising from or relating to a third-party claim related to or arising from Your use of the Services other than those for which We will indemnify You under Section 10.1.

10.3 Procedures

The party entitled to be indemnified (the “Indemnified Party”) will give prompt written notice to the other party through email (the “Indemnifying Party”) of any claim for which indemnification may be required under this Agreement. Failure to give such notice will not relieve the Indemnifying Party of its obligation to provide indemnification except if and to the extent that such failure materially and adversely affects the ability of the Indemnifying Party to defend the applicable claim. Each party will reasonably cooperate with the other party and its counsel in the course of the defense of any such suit, claim or demand.

11. Limitation of Liability

Except for either party’s indemnification obligations under Section 10 (Mutual Indemnification), in no event will either party be liable to the other for any special, indirect, consequential, incidental and punitive/exemplary damages to the extent permitted under applicable law, however caused and on any theory of liability arising in any way out of this Agreement, even if notified of the possibility of such damage. Except in connection with a misappropriation of intellectual property, or obligations under Section 2 (Data Privacy) or Section 10 (Mutual Indemnification), the aggregate liability of one party to the other for damages under or arising from this Agreement, regardless of the form of the action (and whether in contract or in tort), will be limited to the total amount payable to DIBIZ.Link in one (1) month of service, or the equivalent of USD 1,000 (whichever is greater), preceding the applicable claim under this Agreement.

For clarity, the parties intend that the liability cap in this Section applies to claims arising from or relating to Data Privacy under Section 2, except to the extent that applicable law prohibits limiting such liability or the parties expressly agree otherwise in a written Order Form or other written agreement. Nothing in this Section limits liability to the extent such limitation is prohibited by applicable law.

For the avoidance of doubt, because Your Local Storage and any Backup are stored on Your own device and Your own cloud storage account and are encrypted such that DIBIZ cannot access them, DIBIZ is not liable for loss of, or inability to recover, such data resulting from loss, damage, or misconfiguration of Your device or Your own cloud storage account.

The liability cap in this Section 11 applies equally to any User Data that DIBIZ or Our Service Providers hold on Our servers for Full-Tier Organizations (such as the ledger/document metadata and document files described in Section 5.3), and to any claim relating to a Backup failure or to the loss of a Secret Key, Emergency Kit, or recovery passphrase as described in Section 5.2. Neither party may claim damages in excess of this cap on the basis of such loss.

12. Dispute Resolution & Arbitration Clause

In the event of any dispute, claim, or controversy arising out of or relating to these Terms, or the breach, termination, enforcement, interpretation, or validity thereof, the parties agree to first attempt to resolve the dispute informally. If resolution is not achieved within 30 days, the dispute shall be resolved by binding arbitration seated in Singapore, in accordance with the Arbitration Rules of the Singapore International Arbitration Centre (SIAC) for the time being in force, which rules are deemed incorporated by reference into this Section, consistent with the governing law and jurisdiction set out in Section 6. Each party shall bear its own costs unless otherwise determined by the arbitrator.

13. Third-Party Integrations

The platform integrates with third-party services, including Google Drive, Microsoft OneDrive and Apple iCloud (for optional Backup), Firebase Cloud Messaging (for push notifications), Cloudflare and Microsoft Azure (for document file storage), and DIBIZ.Link’s own Electronic Signing functionality and Hedera (for Electronic Signing and independent verification recording). DIBIZ.Link is not responsible for the availability, accuracy, or performance of such third-party services. You are solely responsible for reviewing and complying with the terms and privacy policies of any third-party service You choose to connect to Your Account, including maintaining that account and its available storage in good standing.

The Service also allows You to connect Your own personal or business email account (including Gmail, Microsoft/Outlook, or any other account accessible via IMAP/SMTP) so that Your email correspondence can be viewed and managed alongside chat within the Service. This is an integration with an email provider that You choose and control; DIBIZ.Link is not responsible for the availability, security, or terms of that email provider, and You are solely responsible for maintaining Your email account credentials and complying with that provider’s own terms of service. Email content and metadata accessed through this integration are treated as User Data under Section 2 and the Privacy Policy, and are stored in Your Local Storage (and, if enabled, Your Backup) in the same manner as other User Data.

14. User-Generated Content

Users may upload, submit, or share content through the platform. By doing so, and to the extent such content is transmitted to Our servers (for example, through message relay, Full-Tier ledger uploads, or Electronic Signing), users grant DIBIZ.Link a non-exclusive, worldwide, royalty-free license to access, process, transmit, reproduce, and display such content solely to the extent necessary to operate, maintain, secure, support, and provide the Services to the relevant users (for example, relaying a message to its intended recipient or displaying a document to an authorized counterparty). This license does not permit DIBIZ to use such content for advertising, marketing, or resale, or to train or improve any machine-learning model, and DIBIZ will not do so. Content stored only in Your Local Storage or Backup is not accessed, used, or licensed by DIBIZ, as it is encrypted and inaccessible to Us. Users are responsible for ensuring their content does not violate any laws or third-party rights.

DIBIZ.Link serves solely as a platform for businesses to exchange messages, documents, and data. The sending organization and its users are solely responsible for the content they share. The receiving organization is independently responsible for evaluating such content and must address any concerns directly with the sender. DIBIZ.Link does not monitor, validate, or assume liability for any illegitimate, unprofessional, or inappropriate content exchanged between users. The responsibility for managing and removing such content lies entirely with the businesses using the platform.

Notwithstanding the foregoing, Users may not use the Service to create, upload, store, or transmit any content that is unlawful, including without limitation child sexual abuse material, pornography or sexually explicit content where prohibited by the applicable Service rules or law, content that promotes or facilitates terrorism, or other content prohibited by applicable law. Although DIBIZ does not monitor content as described above, DIBIZ reserves the right to take appropriate action — including removing content where technically possible, suspending or terminating the relevant Account, and reporting to law enforcement or other competent authorities — where it becomes aware of such unlawful content, in order to comply with its own legal obligations.

15. Changes to Terms

DIBIZ.Link reserves the right to modify these Terms at any time. We will notify the Admin Account holder of any material changes by email or platform notification, and will require the Admin Account holder to affirmatively accept the revised Terms (for example, through an in-app acceptance step) before the affected Account may continue to access the Service. If the Admin Account holder does not accept the revised Terms, DIBIZ.Link may suspend or terminate that Account’s access to the Service.

16. Force Majeure

DIBIZ.Link shall not be liable for any failure or delay in performance due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or internet or third-party cloud service disruptions.

17. Children’s Privacy / Age Restriction

The Services are not intended for use by individuals under the age of 13 (or the minimum age required in Your jurisdiction). By using the Services, You affirm that You meet the applicable age requirement.

18. Beta Release

For a limited period, DIBIZ.Link may be made available as a Beta Release. During the Beta Release, certain features may be experimental, incomplete, modified, suspended, or removed, and the Service may experience interruptions or changes in functionality as We continue testing and improving the platform. Beta features are provided for evaluation and feedback and should not be relied upon as the sole system for business-critical operations unless otherwise agreed in writing. You remain responsible for maintaining appropriate backups of Your data, including enabling Backup where available. The Beta Release does not reduce or otherwise change Our privacy and data-protection commitments described in the Privacy Policy. When the Beta Release ends, We may transition the Service to general availability or continue to operate it under updated terms, and We will provide notice of material changes where required.